Amex Blue Cash Preferred vs. Blue Cash Everyday: Which credit card is best for you?

Instead, your only redemption option is cash back in the form of Reward Dollars, which can then be redeemed as a statement credit on your account.

If you don’t already have the Blue Cash Everyday , you can earn a $150 statement credit after you spend $1,000 in purchases on your new card within the first three months after opening the account.

When compared to many other cash back and travel reward credit cards on the market today, these are some of the better introductory offers on purchases available.

Depending on your shopping habits, many times these offers alone can outweigh the annual fee on the Blue Cash Preferred.

Well, if you want to return an eligible item that you bought on either your Blue Cash Everyday or Blue Cash Preferred card within 90 days from the day of purchase and the merchant won’t take it back, American Express will refund the full purchase price (excluding shipping and handling).

Other benefits of both Blue Cash cards include secondary car rental insurance and up to two years of extended warranty on eligible purchases.

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